Residential lending made simple

Secure the right mortgage for your home with expert guidance and flexible solutions.

Discover tailored lending solutions and strategic business plans designed to help you secure funding and grow your business. Ozonoh connects you with the right resources, expert guidance, and a seamless process.

Why choose us

Comprehensive mortgage solutions

From first-time homebuyers to seasoned investors, we offer a range of mortgage options tailored to your needs, including high-ratio mortgages with CMHC-backed solutions.

Access to a broad network of lenders

We work with a diverse range of lenders, ensuring you get the best rates and terms available, tailored to your unique financial situation.

Expert guidance at every step of the journey

Our team navigates the complexities of the mortgage process, providing proactive support from application to closing to ensure a seamless experience.

Calculate your mortgage

Get a quick estimate of your mortgage payments with our easy-to-use calculator. Explore how different rates, terms, and loan amounts can fit into your financial plans.

The minimum loan amount needs to be at least 100,000 CAD $

The down payment cannot higher than 80% of the property value


Total Mortgage Payment: $0.00
Total Loaned Value: $0.00
Monthly Payment: $0.00
This calculator is for estimation purposes only. Actual mortgage rates, terms, and approval conditions may vary based on your financial profile and lender requirements. For a personalized assessment, consult with our team.

Our services

Comprehensive mortgage solutions

Home purchase financing – Ideal for first-time homebuyers and experienced buyers alike. Flexible down payment options. Competitive rates tailored to your financial profile.

Equity-based lending options

Home Equity Loans – Access funds based on your property’s value. Suitable for renovations, investments, or debt consolidation. Flexible repayment terms. 

Mortgage refinancing solutions

Optimize Your Current Mortgage – Lower your interest rates or monthly payments. Consolidate debt under one manageable plan. Adjust your mortgage terms to suit your evolving needs.

Who can benefit from residential lending?

Have questions? Let’s find the right mortgage solution for you

Our lending process

Step 1

Understanding your needs

We start by assessing your financial goals, property details, and lending options to recommend the most suitable mortgage.

Step 2

Personalized application process

We guide you through the application, ensuring all necessary documents are prepared for a smooth submission to the right lender.

Step 3

Lender matching & approval

We work with a network of A & B lenders, negotiating terms to secure the best possible deal for your situation.

Step 4

Closing & ongoing support

From final approval to funding, we manage the details so you can focus on your new home, with continued support even after closing.

Whether you're refinancing, consolidating debt, or funding a new opportunity, we provide tailored mortgage solutions to fit your needs.

Your trusted partners

Karan Shah

CEO of Ozonoh Financial Group

Karan Shah’s experience in the banking sector for over 13 years, combined with his leadership and sales roles, likely gave him a deep understanding of the financial needs of businesses. His realization about the knowledge gaps in the business financing industry pushed him to create Ozonoh Financial Group. By founding the commercial brokerage, Karan aimed to bridge these gaps by offering businesses tailored, flexible, and transparent funding solutions. This initiative not only showcases his entrepreneurial spirit but also his commitment to providing business owners with the resources they need to grow and succeed.

Jini Youssef

Senior Partner - Ozonoh Financial Group

Jini is a Senior Partner of Ozonoh Financial Group and has been in the industry for over 3 years now. Jini is trying to solve the problem for the borrowers to access equity, low fees and quick turnaround times to borrow funds on their properties. Jini leads with the purpose of helping people and keeps the client experience to the core of everything she does.

Have questions about residential lending?
Let’s talk.

Whether you need guidance on loan options, have a specific financing request, or just want to explore possibilities, we’re here to help. Send us a message, and our team will get back to you promptly.

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