Empowering your real estate finance

Discover our suite of advanced calculators designed to simplify your financing decisions for both commercial and residential properties.

Whether you’re calculating your mortgage, evaluating land tax, estimating rental income, or submitting a business plan, our tailored tools guide you every step of the way with expert precision and ease.

Find your calculator

Mortgage Calculator

Estimate monthly payments and interest to see what fits your budget.

Land Transfer Tax Calculator

Quickly calculate your provincial and municipal land transfer taxes.

Rental Offset Calculator

Estimate monthly rental income and assess your investment's potential.

Calculate your mortgage

Get a quick estimate of your mortgage payments with our easy-to-use calculator. Explore how different rates, terms, and loan amounts can fit into your financial plans.

The minimum loan amount needs to be at least 100,000 CAD $

The down payment cannot higher than 80% of the property value


Total Mortgage Payment: $0.00
Total Loaned Value: $0.00
Monthly Payment: $0.00
This calculator is for estimation purposes only. Actual mortgage rates, terms, and approval conditions may vary based on your financial profile and lender requirements. For a personalized assessment, consult with our team.

Understand your land transfer costs

Use our calculator to estimate the land transfer tax you’ll need to pay based on your property’s location and value. It’s a simple way to stay informed and budget with confidence.

Provincial Tax: $ 0
Municipal Tax: $ 0
Total Rebate: - $ 0
Total Land Transfer Tax: $ 0
This calculator is for estimation purposes only. Actual land transfer tax amounts may vary. For a personalized assessment, consult with our team.

Project your rental income

Get a clear snapshot of your rental property’s earning potential. Enter a few details to calculate expected income and see if your investment is set up for success.

Effective Rental Income (Annual): $ 0
Effective Rental Income (Monthly): $ 0
Adjusted Income: $ 0
Adjusted Monthly Income: $ 0
Debt Service Ratio: 0%
This calculator provides an estimate and should not be used for formal financial advice. For a personalized assessment, consult with our team.

Whether you're refinancing, consolidating debt, or funding a new opportunity, we provide tailored mortgage solutions to fit your needs.

Your trusted partners

Karan Shah

CEO of Ozonoh Financial Group

Karan Shah’s experience in the banking sector for over 13 years, combined with his leadership and sales roles, likely gave him a deep understanding of the financial needs of businesses. His realization about the knowledge gaps in the business financing industry pushed him to create Ozonoh Financial Group. By founding the commercial brokerage, Karan aimed to bridge these gaps by offering businesses tailored, flexible, and transparent funding solutions. This initiative not only showcases his entrepreneurial spirit but also his commitment to providing business owners with the resources they need to grow and succeed.

Jini Youssef

Senior Partner - Ozonoh Financial Group

Jini is a Senior Partner of Ozonoh Financial Group and has been in the industry for over 3 years now. Jini is trying to solve the problem for the borrowers to access equity, low fees and quick turnaround times to borrow funds on their properties. Jini leads with the purpose of helping people and keeps the client experience to the core of everything she does.

Have questions about financial potential?
Let’s talk.

Whether you need a plan to secure funding, guide growth, or attract investors, we’re here to help. Contact us today to get started.

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